Tricount is one of the most popular expense-splitting apps in Europe, and it has earned it: it’s free, it has no ads and it sets no limits. You create a group, log who paid what, and the app tells you who owes whom. For a trip with friends or a birthday dinner, it’s hard to do better.
The question changes when the group is your home. A trip ends. A shared flat doesn’t: every month there’s rent, power, internet, groceries and a thousand small costs. What matters then isn’t just splitting fairly. It’s not having to log everything by hand.
At a glance
Tricount
Best for: trips, dinners and groups of friends with a start and an end
Free, no ads and no limit on expenses. Works offline and in several currencies.
Everything is entered by hand, unless you pay with a bunq card. It only splits expenses: no shopping list, no documents, no calendar.
SameNest
Best for: couples and roommates who share costs every month
Import your statement from any bank and the expenses come in on their own. See who owes whom and record each payment when you settle up.
Paid after a 30-day trial. Built for a home, not for a weekend away.
Home accounts nobody has to log?
Upload your bank statement and SameNest tells you who owes whom. The full comparison continues below.
What to know about Tricount in 2026
Tricount has been owned by bunq, the Dutch bank, since 2022. Since then the app has moved closer to the bank: if you pay with a bunq card, the expense is added to the group on its own. With any other bank, you log it yourself.
With the new app, Tricount Premium also went away. Its own help center says CSV and PDF export and personal mode are no longer available. Statistics went away at first too, but they’re back as Insights: spending by category for each group, with your share next to the group total.
None of this matters for a trip. At home, the difference is how expenses get in: Tricount’s Insights chart what the group has logged, while SameNest builds the same picture from everyone’s bank statements, month by month.
Feature comparison
| Feature | Tricount | SameNest |
|---|---|---|
| Split expenses and see who owes whom | Yes | Yes |
| Settle up | With payment requests | You record the payment |
| Expenses that come in on their own | Only with a bunq card | From your bank statement |
| Spending by category | Yes, per group (Insights) | Yes, from your bank statements, month by month |
| Multiple currencies | Yes | One currency per household |
| Works offline | Yes | No |
| Shared shopping list | No | Yes |
| Home documents | No | Yes |
| Shared calendar and reminders | No | Yes |
| Mobile app | iPhone and Android | Web + install |
On pricing: Tricount is free and no longer has a paid tier. SameNest has a 30-day trial, no card needed. After that it’s $5.99 a month for the first person and $1.99 for each extra person: a couple pays $7.98 a month. If all you need is splitting, paying makes no sense. SameNest is worth paying for the rest: no manual logging, seeing where the money goes, and the whole home in one place.
Which should you choose?
A trip, a dinner or a group that ends: Tricount. It's free, fast, and almost everyone already has it installed.
A shared home, month after month: SameNest. Upload the statement, the expenses come in on their own, and at the end of the month you see who owes whom. Groceries, paperwork and the calendar, all in the same place.
The bottom line
Tricount is the best free option for splitting a cost between friends. Its limit at home isn’t the price. It’s that someone has to log everything, and one forgotten expense is enough for the balance to stop adding up.
One tip, whichever app you use: pick one day a month to settle up. In SameNest you can save it as a reminder that repeats every month in the shared calendar, so nobody has to remember. Short reckonings make long friends.
If you share a flat, read how to track shared expenses with roommates. If Splitwise is also on your list, see our SameNest vs Splitwise comparison.
Tricount details checked on 12 October 2026 on its official website and help center. Prices and features change: check each app’s website before you decide.